If you retire before age 65, you may continue coverage in UnitedHealthcare (UHC) medical (including prescription drug and vision coverage) and MetLife or Delta dental plans until your 65th birthday. As long as you are enrolled in the plans, you may continue coverage for your eligible spouse and dependents, even if your spouse is over age 65. (NOTE: If your spouse is over age 65, they must enroll with Medicare Part A & Part B. Medicare Part A & Part B will be primary; the UHC plan will be secondary).

Details of the plans are available in the Retiree Summary Plan Description.

For more plan details, visit Medical Plan Resources.

Steps to take as you approach age 65

Retiree coverage at age 65

Spouse coverage at age 65

Note for retirees and spouses: If your birthday is on the first of a month you actually become eligible for Medicare the first of the month prior. Ex: March 1 birthday, Medicare eligible on February 1, loss of coverage under the ORNL sponsored-group health plan at the end of March. Otherwise, you are eligible for Medicare on the first day of the month of your 65th birthday.